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Thanks for your tips. One thing really noticed is that banks as well as financial institutions know the spending routines of consumers as well as understand that most of the people max out their own credit cards around the vacations. They prudently take advantage of this fact and commence flooding your inbox as well as snail-mail box together with hundreds of Zero APR credit cards offers shortly when the holiday season comes to an end. Knowing that should you be like 98% of all American open public, you’ll jump at the one opportunity to consolidate card debt and transfer balances to 0 interest rates credit cards.


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